Human Interest
Overview
Affordable, full-service 401(k) plans for SMBs humaninterest.com
Category
Developer
The top-rated, modern, and affordable 401(k) loved by millions
Setting up a Human Interest 401(k) is a breeze and takes less than 5 minutes. Our direct Deel integration means that Human interest automatically makes payroll deductions, tracks newly-hired employees, and enrolls them when eligible. Real time-sync ensures that your 401(k) and payroll data are always error-free and up to date. Afterwards, we handle and sign all required filings for you and provide continuous monitoring to stay compliant. Compared to a DIY process, we save companies up to 75 hours a year in administrative work.
Benefits
‘Zero Touch’ Deel Integration
Our ‘set and forget’ integration automates deductions and contributions. Plus, we handle required IRS filings and plan admin tasks.
Accelerate your team’s savings
Plans feature affordable, transparent pricing with zero transaction fees and the industry’s only 3% cash back program.
Guaranteed customer experience
Get award-winning, live customer support from 250+ U.S. based representatives backed by industry’s first Customer Service Guarantee.
Works with
How it works
Get a tech-forward, full service 401(k) with transparent pricing trusted by millions. Plus, new plans qualify for SECURE 2.0 tax credits that could cover up to 100% of plan costs (up to $16,500 over 3 years).
Essentials
An affordable all-in-one 401(k) solution with a full $23,500 contribution limit. All Human Interest plans feature our unique 3% employee cash back program, our Zero Transaction Fee Guarantee, and our Customer Experience Guarantee. $120/month + $5/month per eligible employee
Complete
Everything in Essentials, plus more plan customization options like 401(k) matches and vesting schedules — features that can create a stronger work benefit to help you retain and recruit employees. Human Interest also performs key administrative and compliance tasks on your behalf, saving you time. $160/month + $7/month per eligible employee
Concierge
Everything in Complete, plus a dedicated Account Manager and a suite of powerful tools that reduce your liability, workload, and costs. Human Interest offers ongoing 360 degree compliance monitoring, helps with filing for $16,500 in tax credits, and provides insurance in the event of a DOL audit. $200/month + $9/month per eligible employee
What it syncs
Keep employee information up to date from Deel Payroll to Human Interest., Make payroll deductions into employee's 401(k) accounts through Human Interest., Ensure employee's 401k benefit information is up to date in Deel Payroll.
About Human Interest
About
Human Interest Inc. is a full-service 401(k) and 403(b) provider that seeks to make it easy and affordable for small and medium-sized businesses to help their employees save for retirement. Human Interest uses technology to integrate with Deel and streamline the onboarding experience. As of January 2025, the company has helped 1,000,000+ eligible participants at 30,000+ companies access retirement benefits.
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